It is likely but no decision has been rendered. It appears to fall within the definition of an "automobile" given it is self-propelled.

Section 3(1) of the Off-Road Vehicle Act requires that a dirt bike be registered given it falls within the definition of off-road vehicle, but does not specifically require that it be covered by a motor vehicle liability policy before it is driven.

Whether the Automobile Part of the Insurance Act would apply would depend on (i) whether registered under the Motor Vehicle Act; or (ii) whether insured under a policy approved by the Superintendent.

For more information, please contact:

Amy Maillet
Cox & Paler
Moncton